Finally understand where your money goes

See your balances, transactions, and subscriptions in one place without switching apps.

Get started

See your full picture

Every account, every balance, every move, rolled up into a single net worth you can trust.

Net worth

$140,581

+$70,081 (99.4%) · 12 mo

Depository

Savings

Investment

Credit

Connect every account

Penny syncs with multiple financial data providers, more than other apps, to connect with 13,000+ financial institutions and keep them in sync.

Every penny categorized

Track income against spending, see which categories eat up your month, and catch every charge before it auto-renews.

Net Cashflow

$2,809

$5,159 out · $7,968 in · Apr

Housing
$2,100
Groceries
$787
Restaurants
$670
Shopping
$436
Transportation
$395
+ 4 more$771

Salary
$6,800
Dividends
$748
Side hustle
$240
Interest
$180

Recent transactions

Yesterday-$21.24

A
Academic Coffee
🥡
$5.75
N
Netflix
🍿
$15.49

Apr 23-$194.60

S
Shell
🚗
$48.30
C
Costco
🛒
$52.18
P
PG&E
🔌
$94.12

Apr 22+$4,163.58

W
Whole Foods
🛒
$86.42
P
Payroll Gusto
💼
$4,250.00

Built for households

Connect both your accounts and you share one view of your household. Keep your own, see what's joint, and always know the full picture together.

Shared

$35,879

BoA Joint Checking

••••7015

$15,612

Apple Savings

••••8104

$24,500

Chase Sapphire Preferred

••••4482

-$2,410

Amex Gold

••••1006

-$1,823

Sofia's accounts

$50,120

Fidelity 401(k)

••••2811

$50,120

Henry's accounts

$43,120

Vanguard Roth 401(k)

••••6094

$43,120

And so much more

Every tool you need to keep your money moving in the right direction.

Spot every subscription

We flag the charges that show up every month so nothing sneaks past you.

Categorize on autopilot

Write one rule and every matching transaction is sorted for you, forever.

API access

Pull your transactions, balances, and categories into anything you're building.

Privacy first

Bank-level encryption, read-only connections, and we will never sell your data.

Watch it all grow

Every holding, return, and allocation. All in one clean picture.

Hit every goal

Set flexible targets that nudge you before you drift off course.